How does an 汽车贷款 work?
We will loan you the m一个y for a new or used vehicle, and you will pay it back with interest over a specified period of time. It doesn’t matter if you buy your vehicle from a dealer, an auto lot, or an individual.
这很好 提前计划 getting preapproved for your 汽车贷款. That way you can have a better idea of what price range you should be shopping for. Being preapproved also gives you good negotiating power with the seller.
元素 can finance up to 120% of your car’s value, including tax and license. It’s a good idea, though, to put down at least 20% of the purchase price. Of course, the more you pay up front, the lower your monthly payment will be.
We understand car shopping can be a bit overwhelming. 不要害怕! 我们有 partnerships that can 使 the process easier for you.